Hardware

Dan BALABAN
Christian GOIRE
Catherine JOHNSTON
Michael KUEMMERLE

Randy VANDERHOOF

     Cards&Payments

     JavaCard Forum
     ACT Canada
     Eurosmart

     Smart Card Alliance

USA
France
Canada

Germany
USA

Software

Gil BERNABEU
Yves LE ROUX
Pierre PARADINAS
Andrew ROWE
Fredy YIAP

     GlobalPlatform
     Computer Associates
     INRIA
     Source Media
     CardsNow!Asia

USA
France
France
USA
Malaysia

Identification

Wendy ATKINS
Mohammad Ali DOUSTARI

Lynne PRINCE

     Biometrics Technology Today
     Scientific Green 
     US Department of Defense

UK
Iran

USA

IT Security

André GRISSONNANCHE
Jacques PANTIN
Irmella RUHRMANN

     AGCI
     DICTAO
     Federal Office for Information Security (BSI)

France
France
Germany

Transportation

John HILL
Greg POTE
Philippe VAPPEREAU

     iBridge Programme Management 
     Asia Pacific Smart Card Association
     RATP

UK
China
France

Banking/Finance/Retail

Oliver HOMMEL
Roberto Isaac RODRIGUEZ GALVEZ
Kazuhiro MATSUMOTO

     National Association of German Cooperative Banks
     FIMPE FIDEICOMISO 
     JCB

Germany
Mexico
Japan

Health Care

Noël NADER
Frank ROBBEN
Ramin TAVAKOLIAN

     GIE Sesame-Vitale
     Crossroads Bank for Social Security
     Central Research of Ambulatory Healthcare

France
Belgium
Germany

Mobile

Michel CANITROT
Christophe DUVERNE
Carlos MELENDO

     Sim Alliance
     NFC Forum 
     Telefonica Moviles Espana

UK
France
Spain

e-transactions

Chris CORUM
Didier DE LACRETELLE
Eric NIZARD

     Regarding ID Magazine
     CONCERT International
     ESTEEL

USA
France
France

Customer loyalty

Philippe CESSAC
Tont CRADDOCK
Sanjay DHARWADKER

     LaSer
     GIFTEX PREPAY
     The Smart Card Society of South Africa

France
UK
South Africa